Fintech is an engineering and trust problem. NCrypted builds payments, wallet and lending platforms with the security, auditability and compliance groundwork regulators expect - custom built for your market.
Trusted by OYO, GEMS Education, Indiabulls and 1,500+ businesses
We build the payments, ledger, compliance and security core that fintech products are judged on - and the apps around it.
Cards, wallets and stored value with clean transaction flows.
Double-entry style ledger that always balances and audits.
Peer transfers, merchant payouts and settlement runs.
Encryption, tokenization and secure key management.
Identity verification flows with audit-ready records.
Automated reconciliation across providers and accounts.
Configurable limits, fees, tiers and approval rules.
Clean apps for consumers, merchants and admins.
Copy-paste fintech scripts are a liability - weak ledgers, no audit trail, no compliance groundwork. A custom build starts with the security and accounting core that everything else depends on.
Digital payments, wallets and lending keep growing in every market, but only platforms with clean accounting and compliance get licensed and funded. NCrypted has shipped 500+ apps and platforms since 2005.
Honest, transparent pricing by scope. Every project is scoped before we quote.
| Scope | What You Get | Typical Range | Timeline |
|---|---|---|---|
| MSP (Minimum Sellable Product) | Wallet core + payments flow | $5,000 fixed | 2-4 weeks |
| Launch Platform | Ledger, KYC flows, merchant tools | $40,000 - $80,000 | 4-6 months |
| Multi-Rail Platform | Compliance modules, reconciliation | $80,000 - $200,000 | 6-10 months |
| Enterprise / Licensed | Scale, audit support, integrations | $200,000 - $400,000+ | 8-14 months |
A proven path for founders who want to be in the vacation rental market fast.
We define your market, business model and the features your rental platform needs.
Wireframes and a clear scope before code.
We launch your platform on BistroStays - configured to your brand, colours, pricing model and workflows.
Fast path to a working product.
Native apps, iCal sync, payment gateway and the integrations your operators need added and tested.
Go-live, training for your team and ongoing support so your platform keeps running and growing.
Real clients, real platforms. Read more on ITProfiles, Trustpilot and Clutch.
NCrypted has helped our little nonprofit develop a powerful website, Treatment Scout, to help people find and review treatment clinics for mental health and addiction. I have been amazed by their ability to bring this complex and important project to life under our very lean budget.
NCrypted has been handling our projects since 2018. The team they put together for our work has been excellent - their commitment to our projects is second to none. They see our project as theirs.
The flow is relatively smooth for support. I report it, they fix it.Zak Threadgill
I met NCrypted, a company that designs and sells web applications and solutions on the internet. Initially, I had some mistrusts as a foreign company, but these were overcome because I was assisted by the sales manager, Dhara, who clearly and patiently explained the entire process from planning to publication.Fabrizio D'Aquila
A great professional team to work with. Thanks to NCrypted Technologies' efforts, they completed the application as requested. They demonstrated great teamwork throughout the entire process, ensuring the project's success.Alex Fergusson
I searched online when I was looking for a company to help me realise my startup dream, and that is when I came across NCrypted Technologies. I explained to them what I had in mind and what I intended to achieve, and they did not waste time getting back to me.Dan Otieno
Real outcomes, real client reviews across ITProfiles, Trustpilot and Clutch.
This page is reviewed by the NCrypted leadership who have built payments, lending and financial platforms with a compliance-first architecture.
Kunal is a tech and product strategist focused on fintech and regulated platforms. He has helped founders plan payments, wallets and lending businesses with compliance built in from day one.
Purvi leads technology and engineering at NCrypted, with deep experience architecting secure, audit-ready financial systems, payments rails and data protection.
Custom build pricing is scope-based. A wallet core MSP starts at $5,000; a launch-ready platform typically runs $40,000 to $80,000 given the security and compliance depth. We quote exactly after scoping.
We build the software to support your compliance journey - you hold the licenses and work with your regulators. We can advise on architecture that makes approval easier.
We build a double-entry style accounting core where every transaction balances and every change is audit-ready.
Yes. We integrate the payment rails, processors and banks relevant to your market.
Yes. Identity verification flows with audit-ready records are built to your requirements.
Yes. Consumer, merchant and admin apps are included in the MVP and above tiers.
Yes. You own the full source code and IP with no lock-in.
A wallet core can be live in weeks; a full launch platform runs 4-6 months.
Startups, enterprises and nonprofits across every sector rely on NCrypted for mission-critical software.
The phrase "Fintech Script" is used for marketing and search purposes only, as this is how the software industry refers to ready-made platform code. NCrypted Solutions certifies that all design and code is built by our own team of designers and developers. No code, design or graphics from third-party brands are used. Our custom solution enables you to run a platform based on our own standard structure and technology blueprint.
Share your requirements and our team will reach out with a tailored plan, pricing, and a live walkthrough of how the right platform can fit your business.
